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You are invited to attend

Are We There Yet?
Investing for Retirement in the "New Normal" Economy
Brett Hammond,
Chief Investment Strategist, TIAA-CREF
Tuesday, April 26, 2011
10 a.m. - 11 a.m.
University of Northern Iowa
CME Room, Maucker Union
Over the past few years, investors have endured a global financial crisis, the “Great Recession” and extreme volatility in the financial markets. Today, many are looking for assurance that the worst of the economic turmoil has passed and that the investing landscape has finally returned to “normal.”
On balance, while markets and economies moved closer to historical norms in 2010, conditions in the U.S. and around the globe are far from what we experienced in the 1990s, or even in the past decade. Past trends and old assumptions are being challenged by new economic and market realities. This could mean larger, more frequent ups and downs, with less certainty that we will return to long-term averages and greater disparity in how positive and negative outcomes will be distributed.
  • Where will long-term growth come from?
  • How will the divergent experiences of the “haves” and “have nots” affect overall prosperity?
  • What role will public policy play?
  • Which asset classes—domestic and international equities, bonds, alternatives, guaranteed and others—could outperform or underperform, and why?
Please join Brett Hammond, TIAA-CREF Managing Director and Chief Investment Strategist, as he examines this “new normal” environment—and how you can stay focused on achieving your goals with a complete retirement investment strategy that includes seeking guidance from a trusted advisor.
Space is limited, so click here today to reserve your spot at this event.
Advice services are provided by TIAA-CREF Individual & Institutional Services, LLC, a registered investment advisor. Insurance products are issued by TIAA-CREF Life Insurance Co., New York, NY. TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products.