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You are invited to attend

The New Rules of Investing: Six Principles for Planning
a Safe and Secure Retirement

Brett Hammond,
Chief Investment Strategist, TIAA-CREF

Tuesday, March 2, 2010
10 a.m. - 11 a.m.
Maucker Union
Old Central Ballroom C, Main Level
As the retirement service provider for the University of Northern Iowa, TIAA-CREF supports the financial well-being of those working in the academic, medical, cultural and research fields, and provides an expanding range of investment and insurance products.

After rising markets, rising asset values and rising expectations, what caused everything to come crashing down? The overall economy began to experience recessionary pressures when the inflated housing market and subprime credit crisis emerged in 2007 and spread to the other credit markets. We began to see stabilization in the stock market and first glimpses of an economic recovery in 2009. But we’ve learned that the rules of investing have changed.

Please join Brett Hammond, TIAA-CREF Managing Director and Chief Investment Strategist, as he demonstrates how following the New Rules to Investing can help you:
  • Adequately save for retirement and other long-term financial goals
  • Choose investments wisely
  • Firmly maintain an appropriate risk tolerance for your individual needs and goals
  • Selectively tune out the distractions in the market that may tempt you away from your long-term plan
  • Finally achieve a safe and secure retirement.

Mr. Hammond's views on the current crisis have been highlighted recently in various media outlets, including the New York Times, Forbes.com, Pension and Investments Online and CNN Money.

RSVP by February 26 to reserve your spot at this event.


Annuity contracts and certificates are issued by Teachers Insurance and Annuity Association (TIAA) and College Retirement Equities Fund (CREF), New York, NY. Insurance products are issued by TIAA-CREF Life Insurance Co., New York, NY. TIAA-CREF Individual & Institutional Services, LLC and Teachers Personal Investors Services, Inc., members FINRA, distribute securities products.